Financing Guide - Buy our tools now, pay later

At Lowtemp Industries, we understand the importance of flexible payment options to support your growth. We offer a range of financing solutions to fit your needs, whether you're making a smaller purchase or investing in larger equipment.

For Purchases Under $2,500

Most popular Lowtemp products under $2,500

Sezzle:

Take advantage of easy and quick financing with Sezzle for purchases up to $2,500 directly through our website. This option is available to you in the payment section of checkout.

Eligibility Criteria:

U.S. Customers: Sezzle is available to residents of the United States.
Valid Payment Method: Must have a valid debit or credit card.
Account Verification: Complete the account verification process with Sezzle.
Approval: Subject to a soft credit check and Sezzle’s approval process.

How to Apply:

Shop on our website and add the desired items to your cart.
Go to the checkout page.
Choose Sezzle as your payment method.
If you don’t have an account, you’ll need to create one and complete the verification process.
Sezzle will perform a soft credit check and provide instant approval if you meet their criteria.
Once approved, complete your purchase and enjoy your new Lowtemp equipment with easy installment payments.

For Purchases $2,500 - $10,000:

Most popular Lowtemp products in this category

4x7 V2 Rosin Press Bundle | 3x Medusa Rosin Press System | Osprey Nest Recirculation Collection Tank | Large Harvest Right Pharmaceutical Freeze Dryer | Chilled Water Skid 300 Gallon Kit

PayPal’s Buy Now, Pay Later (Monthly):

For larger purchases, PayPal offers flexible financing options with Buy Now, Pay Later. This allows you to break up your payment into manageable monthly installments.

For purchases between $199 - $10,000
Choose from 6, 12, or 24 monthly payments
Interest rates range from 9.99% to 35.99% APR

You can apply during checkout through PayPal’s secure platform. For more information, visit PayPal Buy Now, Pay Later.

For Purchases Over $10,000:

Most popular Lowtemp products over $10,000:

Osprey Turnkey Lab Bundle | Osprey 75 Gallon Hash Washer | Lowtemp Concentrate Dispenser | Osprey AutoSieve Collection System

Comprehensive Financing Through Partners:

Eligibility Criteria:

Business Duration: Minimum of 2 years in business.
Personal Guarantee: Available from the principal or majority owner of the company.
Financial Documentation: Provide supporting commercial credit profile or:

2 years of financial reporting (tax returns, or internal P&L and balance sheet signed by an officer of the company).
3 months of business bank statements.

Financing Terms and Conditions

$10k-$25k: 48 months term with a rate factor of .02700.
$25k-$75k: 48 months term with a rate factor of .02662.
$75k-$150k: 48 months term with a rate factor of .02637.

Example Calculation: For a $50,000 purchase: $50,000 \times 0.02662 = $1,331
Your monthly payment would be $1,331 for 48 months.

For Transactions Over $250k:

Custom quotes are available for transactions over $250k.
Typically requires 2 years of financials for review.

How to Apply

Contact Us: We will put you in direct contact with our larger financing partners
Complete Credit Application: Fill out the credit application form they provide.
Submit Financial Documents: Provide the necessary financial documentation as outlined in the eligibility criteria section above.

Contact Us

Have questions or need assistance? We are here to help you navigate the process and find the best solution for your business needs.